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Endowment Model Philosophy

The Endowment Model approach to investing is one that has been made famous by the investment offices of the institutes such as Yale, Harvard and Stanford. These college endowments have enjoyed excellent investment success from 2000-2013. In contrast, nearly all traditional investment strategies using only U.S. Stocks and Bonds produced minimal gains.

The Endowment Model challenges the validity of the traditional 60/40 equity/bond portfolio allocation as the optimal allocation to achieve the best risk-adjusted returns in a portfolio over time. As a means for lowering overall market risk and without limiting potential returns, this model incorporates a number of non-traditional asset classes into a portfolio to achieve a higher expected return for investors.

There are material differences between the terms under which endowments and individuals can invest in alternative investments. These differences include, but are not limited to commissions and fees, conflicts of interest, access to investment opportunities, size, investment time horizons, and the ability to tolerate illiquidity. There is no standard or exact definition of the endowment model. Portfolio design, specific investments and ultimately performance vary considerably among endowments and investors. Kalos does not claim that any investor will achieve the same result as any endowment, institution, or other investor.

Please click here for a more detailed presentation of this philosophy.

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Securities are offered through Kalos Capital, Inc. and Investment Advisory Services offered through Kalos Management, Inc., both at 11525 Park Woods Circle, Alpharetta GA, 30005, (678) 356-1100. Sheppard Mosher is not an affiliate or subsidiary of Kalos Capital, Inc. or Kalos Management, Inc.

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